SBI Mutual Fund Overview

SBI Mutual Fund brings the same genealogy from SBI Group. Products are not only designed to meet the investment requirement of the general Indian customer, but also generate money for its investors. However, mutual funds are subject to market conditions and other micro and macro conditions in Indian and global economies, risk mitigation is another important factor which gives SBI Mutual Fund an extra edge on its competitors.

SBI Fund Management Pvt. Ltd. was formed as a joint venture between SBI and Amundi (France), which is one of the world's leading fund management companies. SBI Fund Management Pvt. Ltd. (which is known as SBI Mutual Fund AMC) has a great 28-year experience in fund management with a strong dynasty linked to India's largest bank - State Bank of India (SBI).

At present, SBI MF has a broad network of over 222 service points throughout India and has been entrusted to provide value and to increase investor confidence. With the strong and rich lineage of State Bank of India (SBI), SBI Fund Management Pvt. Ltd. is catering to millions of investors through its expertise and continually provides optimum value to its investors. In the Indian mutual fund industry, SBI Fund Management Company has come up with one of the major players in many areas such as financial institutions, local and international asset management companies, pension funds etc. In many areas. SBI MF also eliminates optimized asset management products for integrated end-institutes, prudent and non-discretionary portfolio management services.

SBI Fund Management is effectively managing and guiding the dedicated offshore funds of India from 1988. SBI Fund Management is known as the first bank to come up with an offshore fund called 'SBI Resurrection Bharat Opportunity Fund'. The purpose of these funds was to provide investors with opportunities beforehand in long term development of capital in various stocks of Indian companies.

The key features of SBI Mutual Fund products are:

Investors in the OBI Mutual Fund are the top priority. By the time investors have not put their money, the main incentive to bring excellence from the beginning of product development is always important. The philosophy of SBI Mutual Fund products has been 'development through innovation' supported by SBI's stable investment policies.

1.The key mission in SBI is to set up mutual funds in the form of viable investment option for the public. To do so, SBI has adapted innovative need-based products and educated its investors about the additional benefits of investing in capital markets through mutual funds.

2.SBI is actively managing its investors' assets through its investment expertise in domestic mutual funds, but is also actively managing various offshore funds and portfolio management consultancy services for its institutional investors.

3. It makes SBI asset management company one of the largest investment management firms in India, which currently manages investment mandates of more than 5.4 million investors.

4. Long-term capital appreciation for the investor is ensured by a team of expert fund managers. Views and research are motivated not with any speed game, but with the main purpose of continuously demonstrating for the investor.

5. SBI Mutual Funds are known to go beyond the rest of the industry in the case of new ideas and opportunities to identify and ultimately result in better stock selection.

6. Investment Team does not repeat index structure with fund portfolio and performance of all funds is benchmarked against a specific index.

risk management

Being one of the main focus areas, each strategy is based on close proximity on a continuous process. The SBI fund management adheres to the enterprise-wide approach to risk management with a dedicated, experienced and professional risk management team covering important functions of the organization.

Risk is focused on management:

• Identify real and potential areas of risk

• Recommendation of risk reduction measures

• Assessing the capacity of internal control and

• Protecting the interests of investors through ongoing analysis and continuous monitoring

• Setting up a realistic investment objective

SBI Mutual Fund has been designed to improve industry standards through well-researched investments in various Indian equities. To achieve this, an active management style is adopted based on the fundamental analysis and then the portfolio is created. SBI Mutual fund schemes can be diverse as diversity. Products are mixed, large cap, mid-cap, or specific area-oriented - all aim is to capture the growth potential of Indian equity.

SBI Mutual Fund Performance

SBI Equity Fund: SBI Equity Funds offer long term capital appreciation through equity shares / shares of top-rated companies. SBI Equity Funds are known for their continued performance and high returns. As well as on

Fund Managers- Equity

• R. Srinivasan-Head – Equities
• Jayesh Shroff- Fund Manager
• Sohini Andani- Fund Manager
• Richard D’Souza- Fund Manager
• Raviprakash Sharma- Chief Dealer & Fund Manager
• Ruchit Mehta- Fund Manager
• Tanmay Desai- Fund Manager
• Saurabh Pant- Fund Manager
• Dharmendra Grover- Fund Manager
• Neeraj Kumar- Dealer

Fund Name

SBI Arbitrage Opportunities Fund – Direct Plan – Dividend

SBI Banking & Financial Services Fund- Direct Plan – Dividend

SBI Blue Chip Fund –  Regular Plan – Growth

SBI Contra Fund

SBI Emerging Businesses Fund

SBI Long Term Advantage Fund – Series III –  Regular Plan – Growth

SBI Magnum Fund

SBI Nifty Index Fund- Regular Plan – Dividend

SBI One India Fund- Dividend

SBI PSU Fund – Regular Plan – Growth

SBI Pharma Fund- Direct Plan – Dividend

SBI Small & Midcap Fund – Direct Plan – Dividend

SBI Tax Advantage Fund- Series III – Regular Plan – Growth

SBI Exchange Traded Funds: ETF or exchange traded funds offered by SBI  MF is a mix of both the open and close ended mutual funds scheme and is traded on the recognized stock markets. The SBI ETF are known to offer a lot of liquidity & lower service charges.

Fund Name

SBI – ETF 10 Year Gilt

SBI – ETF BSE 100

SBI – ETF GOLD

SBI – ETF Nifty

SBI – ETF Sensex

Fund of Fund

SBI Gold Fund

SBI Hybrid Funds: SBI hybrid funds invest in a variety of asset classes. The blend of equity and debt and various proportion offers investor multiple variant of hybrid funds to choose from .Some of such funds are:

Fund Name

SBI Capital Protection Oriented Fund

SBI Dual Advantage Fund

SBI Liquid Funds – SBI liquid funds are of low risk category with moderate returns & best suited for investors with the short-term investment horizon. Some of the liquid funds offered by SBI MF are:

Fund Name

SBI Magnum Insta Cash Fund – Direct Plan – Daily Dividend

SBI Magnum Insta Cash Fund – Direct Plan – Growth

SBI Magnum Insta Cash Fund – Direct Plan -Weekly Dividend

SBI Magnum Insta Cash Fund – Regular Plan – Cash

SBI Magnum Insta Cash Fund – Regular Plan – Daily Dividend

SBI Debt Funds– Debt funds by SBI MF is generally a safer investment option, However with a lower return potential than other types of SBI mutual funds. The debt funds by SBI invest in various short-term fixed income securities including, treasury bills, government bonds, commercial paper and certificates of deposit.

Fund Managers – Fixed Income

• Rajeev Radhakrishnan- Head – Fixed Income
• Dinesh Ahuja- Fund Manager
• R Arun- Fund Manager
• Dinesh Balachandran- Fund Manager

Fund Name

SBI Magnum Children’s Benefit Plan

SBI Benchmark Gsec Fund

SBI Corporate Bond Fund

SBI Debt Fund Series

SBI Mutual Fund Team

The performance of a fund depends on the ability of its fund managers to capture the growth potential of Indian securities and manage complex portfolios to deliver optimum results. At SBI the best investment strategies are put together by their Fund Managers with a sharp eye to monitor, and understand the market trends and changes. With advanced securities selection, insightful research, concentrated coverage the dedicated team of fund managers at SBI, ensures minimization of risks while shielding the investor’s interest.

Senior Management

• Navneet Munot- Executive Director & Chief Investment Officer
• Vincent Fravel- Vice President – Investments

Portfolio Management Services

• Ajit Dange- Head PMS (Domestic Business)
• Rohit Shimpi- Assistant Vice President
• Amruth Rao- Senior Fund Manager – PMS (Debt)

Other value added services offered by SBI Asset Management Company.

Portfolio Management and Advisory Services

• SBI Funds Management is one of the leading player in India advising various financial institutions, pension funds, and local and international asset management companies.
• It has excelled over the years by understanding the investor’s requirements and terms of risk / return expectations,
• Funds are suggested and customized as per the financial objective of each individual and then the asset portfolio recommendations.
• SBI also offers an integrated end-to-end customized asset management solution for institutions in terms of advisory service, discretionary and non-discretionary portfolio management services.

Offshore Funds

• SBI Funds Management has been effectively managed India’s dedicated offshore funds since 1988.
• SBI Funds Management was the 1st bank sponsored asset management company fund to launch an offshore fund called ‘SBI Resurgent India Opportunities Fund’
• The key objective of the fund is to provide investors with opportunities for long-term growth in capital, through well-researched investments in a diversified bouquet of stocks of Indian Companies.